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1% from YOU
2% from THEM!

​We are thrilled to roll out a 2% down payment assistance program. Here are the details! 

  • You will receive 2% in FREE DOWN PAYMENT ASSISTANCE (not repayable!)

  • You will pay 1% in down payment

  • Earn 80% of the Area Median Income

  • Max loan amount $350,000

  • Don't have to be a first-time homebuyer

  • No mortgage insurance

  • No mark-up on conventional rates




Here's a quick run-down on how it works:

1. Pull out existing equity from your current home at 0% interest and apply it as down payment for your next purchase

2. Qualify based on only the new mortgage payment (current mortgage payment is not factored into your Debt-to-Income ratio)

3. If your home doesn't sell in 90 days, our lending partner will buy it from you...ALL RISK FREE! 

Now you can buy before you sell and submit stronger offers with no home sale contingency. More details are involved so contact us!


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I chose Providence Mortgage for my first time home buy. They were super helpful and kind in assisting me with my loan. They explained things kindly and with detail when needed and the process was so smooth and effortless. I will definitely use them again for future purchases.

-A. Tingle

Similing Team

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Whether you're a seasoned mortgage professional looking for growth or have no experience and looking for a career change, we have the tools and training to help you thrive and maximize your potential. 

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